Abdullah, E. M. E., Rahman, A. A., & Rahim, R. A. (2018). Adoption of financial technology (Fintech) in mutual fund/unit trust investment among Malaysians: Unified Theory of Acceptance and Use of Technology (UTAUT). Int. J. Eng. Technol, 7(2.29), 110.
Abubakar, L., & Handayani, T. (2018, July). Financial technology: Legal challenges for Indonesia financial sector. In IOP Conference Series: Earth and Environmental Science (Vol. 175, No. 1, p. 012204). IOP Publishing.
Alexeev, V., Urga, G., & Yao, W. (2019). Asymmetric jump beta estimation with implications for portfolio risk management. International Review of Economics & Finance, 62, 20-40.
Anagnostopoulos, I. (2018). Fintech and regtech: Impact on regulators and banks. Journal of Economics and Business, 100, 7-25.
Armey, L. E., Lipow, J., & Webb, N. J. (2014). The impact of electronic financial payments on crime. Information Economics and Policy, 29, 46-57.
Ashta, A., & Biot‐Paquerot, G. (2018). Fintech evolution: Strategic value management issues in a fast changing industry. Strategic Change, 27(4), 301-311.
Azarenkova, G., Shkodina, I., Samorodov, B., & Babenko, M. (2018). The influence of financial technologies on the global financial system stability. Investment Management & Financial Innovations, 15(4), 229.
Barbu, C. M., Florea, D. L., Dabija, D. C., & Barbu, M. C. R. (2021). Customer experience in Fintech. Journal of Theoretical and Applied Electronic Commerce Research, 16(5), 1415-1433.
Basole, R. C., & Patel, S. S. (2018). Transformation through unbundling: Visualizing the global Fintech ecosystem. Service Science, 10(4), 379-396.
Belanche, D., Casaló, L. V., & Flavián, C. (2019). Artificial Intelligence in Fintech: understanding robo-advisors adoption among customers. Industrial Management & Data Systems, 119(7), 1411-1430.
Bello, G., & Perez, A. J. (2019, April). Adapting financial technology standards to Blockchain platforms. In Proceedings of the 2019 ACM Southeast conference (pp. 109-116).
Buchak, G., Matvos, G., Piskorski, T., & Seru, A. (2018). Fintech, regulatory arbitrage, and the rise of shadow banks. Journal of financial economics, 130(3), 453-483.
Chandra, Y. U., Kristin, D. M., Suhartono, J., Sutarto, F. S., & Sung, M. (2018, September). Analysis of determinant factors of user acceptance of mobile payment system in indonesia (a case study of go-pay mobile payment). In 2018 International Conference on Information Management and Technology (ICIMTech) (pp. 454-459). IEEE.
Chang, Y., Wong, S. F., Lee, H., & Jeong, S. P. (2016, August). What motivates chinese consumers to adopt Fintech services: a regulatory focus theory. In Proceedings of the 18th annual international conference on electronic commerce: e-commerce in smart connected world (pp. 1-3).
Chen, Y., & Bellavitis, C. (2020). Blockchain disruption and decentralized finance: The rise of decentralized business models. Journal of Business Venturing Insights, 13
Chiu, I. H. (2017). A new era in Fintech payment innovations? A perspective from the institutions and regulation of payment systems. Law, Innovation and Technology, 9(2), 190-234.
Coeckelbergh, M. (2016). The invisible robots of global finance: Making visible machines, people, and places. Acm Sigcas Computers and Society, 45(3), 287-289.
Dahlberg, T., Guo, J., & Ondrus, J. (2015). A critical review of mobile payment research. Electronic commerce research and applications, 14(5), 265-284.
Day, M. Y., Lin, J. T., & Chen, Y. C. (2018, August). Artificial intelligence for conversational robo-advisor. In 2018 IEEE/ACM International Conference on Advances in Social Networks Analysis and Mining (ASONAM) (pp. 1057-1064). IEEE.
De Luna, I. R., Liébana-Cabanillas, F., Sánchez-Fernández, J., & Muñoz-Leiva, F. (2019). Mobile payment is not all the same: The adoption of mobile payment systems depending on the technology applied. Technological Forecasting and Social Change, 146, 931-944.
Dimbean-Creta, D. O. (2017). Fintech–already new fashion in finance, but what about the future?. Calitatea, 18.
Dorfleitner, G., Hornuf, L., Schmitt, M., Weber, M., Dorfleitner, G., Hornuf, L., ... & Weber, M. (2017). Definition of Fintech and description of the Fintech industry. Fintech in Germany,5-10.
Dranev, Y., Frolova, K., & Ochirova, E. (2019). The impact of Fintech M&A on stock returns. Research in International Business and Finance, 48, 353-364.
Drasch, B. J., Schweizer, A., & Urbach, N. (2018). Integrating the ‘Troublemakers’: A taxonomy for cooperation between banks and Fintechs. Journal of economics and business, 100, 26-42.
Du, W. D., Pan, S. L., Leidner, D. E., & Ying, W. (2019). Affordances, experimentation and actualization of Fintech: A Blockchain implementation study. The Journal of Strategic Information Systems, 28(1), 50-65.
Durak, İ., Çi̇se, S. N., & Yazıcı, S. (2024). Developing a financial technology (Fintech) adoption scale: A validity and reliability study. Research in International Business and Finance, 70, 102344.
Eickhoff, M., Muntermann, J., & Weinrich, T. (2017). What do Fintechs actually do? A taxonomy of Fintech business models.
Fairthorne, R. A. (1969). Empirical hyperbolic distributions (Bradford‐Zipf‐Mandelbrot) for bibliometric description and prediction. Journal of documentation, 25(4), 319-343.
Faloon, M., & Scherer, B. (2017). Individualization of robo-advice. The Journal of Wealth Management, 20(1), 30.
Fernando, E., & Touriano, D. (2018, November). Development and validation of instruments adoption Fintech services in Indonesia (Perspective of trust and risk). In 2018 International conference on sustainable information engineering and technology (SIET) (pp. 283-287). IEEE.
Gai, K., Qiu, M., & Sun, X. (2018). A survey on Fintech. Journal of Network and Computer Applications, 103, 262-273.
Garg, P., Gupta, B., Chauhan, A. K., Sivarajah, U., Gupta, S., & Modgil, S. (2021). Measuring the perceived benefits of implementing Blockchain technology in the banking sector. Technological forecasting and social change, 163, 120407.
Gimpel, H., Rau, D., & Röglinger, M. (2018). Understanding Fintech start-ups–a taxonomy of consumer-oriented service offerings. Electronic Markets, 28, 245-264.
Gomber, P., Kauffman, R. J., Parker, C., & Weber, B. W. (2018). On the Fintech revolution: Interpreting the forces of innovation, disruption, and transformation in financial services. Journal of management information systems, 35(1), 220-265.
Gomber, P., Koch, J. A., & Siering, M. (2017). Digital Finance and Fintech: current research and future research directions. Journal of Business Economics, 87, 537-580.
Haddad, C., & Hornuf, L. (2019). The emergence of the global Fintech market: Economic and technological determinants. Small business economics, 53(1), 81-105.
Hatammimi, J., & Krisnawati, A. (2018, September). Financial literacy for entrepreneur in the industry 4.0 era: A conceptual framework in Indonesia. In Proceedings of the 2018 10th International Conference on Information Management and Engineering (pp. 183-187).
Heredia Salazar, R. (2017). Apple pay & digital wallets in Mexico and the United States: Illusion or financial revolution?. Mexican law review, 9(2), 29-70.
Hu, Z., Ding, S., Li, S., Chen, L., & Yang, S. (2019). Adoption intention of Fintech services for bank users: An empirical examination with an extended technology acceptance model. Symmetry, 11(3), 340.
Huei, C. T., Cheng, L. S., Seong, L. C., Khin, A. A., & Bin, R. L. L. (2018). Preliminary study on consumer attitude towards Fintech products and services in Malaysia. International Journal of Engineering & Technology, 7(2.29), 166-169.
Hung, J. L., & Luo, B. (2016). Fintech in Taiwan: a case study of a Bank’s strategic planning for an investment in a Fintech company. Financial Innovation, 2, 1-16.
Huynh, T. L. D., Hille, E., & Nasir, M. A. (2020). Diversification in the age of the 4th industrial revolution: The role of artificial intelligence, green bonds and cryptocurrencies. Technological Forecasting and Social Change, 159, 120188.
Iman, N. (2018). Assessing the dynamics of Fintech in Indonesia. Investment Management and Financial Innovations, 15(4), 296-303.
Iman, N. (2018). Is mobile payment still relevant in the Fintech era?. Electronic Commerce Research and Applications, 30, 72-82.
Ivashchenko, A., Britchenko, I., Dyba, M., Polishchuk, Y., Sybirianska, Y., & Vasylyshen, Y. (2018). Fintech platforms in SME’s financing: EU experience and ways of their application in Ukraine. Investment Management & Financial Innovations, 15(3), 83.
Jagtiani, J., & Lemieux, C. (2018). Do Fintech lenders penetrate areas that are underserved by traditional banks?. Journal of Economics and Business, 100, 43-54.
Jagtiani, J., & Lemieux, C. (2019). The roles of alternative data and machine learning in Fintech lending: evidence from the LendingClub consumer platform. Financial Management, 48(4), 1009-1029.
Jin, T., Wang, Q., Xu, L., Pan, C., Dou, L., Qian, H., ... & Xie, T. (2019, August). FinExpert: Domain-specific test generation for Fintech systems. In Proceedings of the 2019 27th ACM joint meeting on European software engineering conference and symposium on the foundations of software engineering (pp. 853-862).
Jun, J., & Yeo, E. (2016). Entry of Fintech firms and competition in the retail payments market. Asia‐Pacific Journal of Financial Studies, 45(2), 159-184.
Jung, D., Dorner, V., Weinhardt, C., & Pusmaz, H. (2018). Designing a robo-advisor for risk-averse, low-budget consumers. Electronic Markets, 28, 367-380.
Kalinic, Z., Marinkovic, V., Molinillo, S., & Liébana-Cabanillas, F. (2019). A multi-analytical approach to peer-to-peer mobile payment acceptance prediction. Journal of Retailing and Consumer Services, 49, 143-153.
Kang, J. (2018). Mobile payment in Fintech environment: trends, security challenges, and services. Human-centric Computing and Information sciences, 8(1), 32.
Kelana, B., Riskinanto, A., & Hilamawan, D. R. (2017, November). The acceptance of E-payment among Indonesian millennials. In 2017 International Conference on Sustainable Information Engineering and Technology (SIET) (pp. 348-352). IEEE.
Kim, K., & Hong, S. (2016). The data processing approach for preserving personal data in Fintech-driven paradigm. International Journal of Security and Its Applications, 10(10), 341-350.
Knewtson, H. S., & Rosenbaum, Z. A. (2020). Toward understanding Fintech and its industry. Managerial Finance, 46(8), 1043-1060.
Kumari, A., & Sharma, A. K. (2017). Infrastructure financing and development: A bibliometric review. International journal of critical infrastructure protection, 16, 49-65.
Lai, W. C. (2018, May). Measured near field communication antenna for Fintech innovation. In 2018 7th International Symposium on Next Generation Electronics (ISNE) (pp. 1-3). IEEE.
Larios-Hernández, G. J. (2017). Blockchain entrepreneurship opportunity in the practices of the unbanked. Business Horizons, 60(6), 865-874.
Le, T. L., Abakah, E. J. A., & Tiwari, A. K. (2021). Time and frequency domain connectedness and spill-over among Fintech, green bonds and cryptocurrencies in the age of the fourth industrial revolution. Technological Forecasting and Social Change, 162, 120382.
Lee, I., & Shin, Y. J. (2018). Fintech: Ecosystem, business models, investment decisions, and challenges. Business horizons, 61(1), 35-46.
Lee, J., Ryu, M. H., & Lee, D. (2019). A study on the reciprocal relationship between user perception and retailer perception on platform-based mobile payment service. Journal of Retailing and Consumer Services, 48, 7-15.
Lee, R. S. (2019). COSMOS trader–Chaotic Neuro-oscillatory multiagent financial prediction and trading system. The Journal of Finance and Data Science, 5(2), 61-82.
Leong, C., Tan, B., Xiao, X., Tan, F. T. C., & Sun, Y. (2017). Nurturing a Fintech ecosystem: The case of a youth microloan startup in China. International Journal of Information Management, 37(2), 92-97.
Leong, K., & Sung, A. (2018). Fintech (Financial Technology): what is it and how to use technologies to create business value in Fintech way?. International journal of innovation, management and technology, 9(2), 74-78.
Li, B., & Xu, Z. (2021). Insights into financial technology (Fintech): a bibliometric and visual study. Financial innovation, 7, 1-28.
Lin, C. Y., Su, F. P., Lai, K. K., Shih, H. C., & Liu, C. C. (2018, August). Research and Development Portfolio for the Payment Fintech Company-The Perspectives of Patent Statistics. In Proceedings of the 2nd International Conference on E-Society, E-Education and E-Technology (pp. 98-102).
Liu, J., Kauffman, R. J., & Ma, D. (2015). Competition, cooperation, and regulation: Understanding the evolution of the mobile payments technology ecosystem. Electronic Commerce Research and Applications, 14(5), 372-391.
Liu, Y., Peng, J., & Yu, Z. (2018, August). Big data platform architecture under the background of financial technology: In the insurance industry as an example. In Proceedings of the 2018 international conference on big data engineering and technology (pp. 31-35).
Maier, E. (2016). Supply and demand on crowdlending platforms: connecting small and medium-sized enterprise borrowers and consumer investors. Journal of Retailing and consumer Services, 33, 143-153.
Marafie, Z., Lin, K. J., Zhai, Y., & Li, J. (2018, July). Proactive Fintech: Using intelligent iot to deliver positive insurtech feedback. In 2018 IEEE 20th conference on business informatics (CBI) (Vol. 2, pp. 72-81). IEEE.
Mathur, N., Karre, S. A., Mohan, L. S., & Reddy, Y. R. (2018, March). Analysis of Fintech mobile app usability for geriatric users in India. In Proceedings of the 4th International Conference on Human-Computer Interaction and User Experience in Indonesia, CHIuXiD'18 (pp. 1-11).
Mehrotra, A. (2019, April). Financial inclusion through Fintech–a case of lost focus. In 2019 International conference on automation, computational and technology management (ICACTM) (pp. 103-107). IEEE.
Milian, E. Z., Spinola, M. D. M., & de Carvalho, M. M. (2019). Fintechs: A literature review and research agenda. Electronic commerce research and applications, 34, 100833.
Mohammadi, A., Shirazi, A. M., Abbasi, A., & Akhlaghpour, S. (2019). Scenario planning of factors affecting market capitalization of Tehran stock exchange using system dynamics approach. Journal of Financial Management Perspective, (26), 33-68.
Moon, W. Y., & Kim, S. D. (2016, October). A payment mediation platform for heterogeneous Fintech schemes. In 2016 IEEE advanced information management, communicates, electronic and automation control conference (IMCEC) (pp. 511-516). IEEE.
Mostafazadeh, M., & Sadeghi, M. R. (2014). Designing the model of social capital development in universities and higher education centers. Social Capital Management, 1(2), 161-182.
Muthukannan, P., Tan, B., Tan, F. T. C., & Leong, C. (2017). The concentric development of the financial technology (Fintech) ecosystem in Indonesia.
Nabila, M., Purwandari, B., Nazief, B. A., Chalid, D. A., Wibowo, S. S., & Solichah, I. (2018, October). Financial technology acceptance factors of electronic wallet and digital cash in Indonesia. In 2018 International Conference on Information Technology Systems and Innovation (ICITSI) (pp. 284-289). IEEE.
Nomakuchi, T. (2018, August). A case study on Fintech in Japan based on keystone strategy. In 2018 Portland international conference on management of engineering and technology (PICMET) (pp. 1-5). IEEE.
Nourahmadi, M., Rasti, F. & Sadeghi, H. (2021). A Review of Research on Financial Time Series Clustering: A Bibliometrics Approach. Advances is Finance and Investment, 2(2 ), 23-57. SID. https://sid.ir/paper/391770/en
Ogbanufe, O., & Kim, D. J. (2018). Comparing fingerprint-based biometrics authentication versus traditional authentication methods for e-payment. Decision Support Systems, 106, 1-14.
Omarini, A. E. (2018). Fintech and the future of the payment landscape: The mobile wallet ecosystem. A challenge for retail banks?. International Journal of Financial Research, 9(4), 97-116.
Palmié, M., Wincent, J., Parida, V., & Caglar, U. (2020). The evolution of the financial technology ecosystem. Technological Forecasting and Social Change.
Pandey, D. K., Hassan, M. K., Kumari, V., Zaied, Y. B., & Rai, V. K. (2024). Mapping the landscape of Fintech in banking and finance: A bibliometric review. Research in International Business and Finance, 67, 102116.
Pantielieieva, N., Krynytsia, S., Khutorna, M., & Potapenko, L. (2018, October). Fintech, transformation of financial intermediation and financial stability. In 2018 International Scientific-Practical Conference Problems of Infocommunications. Science and Technology (PIC S&T) (pp. 553-559). IEEE.
Puschmann, T. (2017). Fintech. Business & Information Systems Engineering, 59, 69-76.
Riskinanto, A., Kelana, B., & Hilmawan, D. R. (2017). The moderation effect of age on adopting e-payment technology. Procedia Computer Science, 124, 536-543.
Riyanto, A., Primiana, I., & Azis, Y. (2018, August). Disruptive technology: the phenomenon of Fintech towards conventional banking in Indonesia. In IOP Conference Series: Materials Science and Engineering (Vol. 407, No. 1, p. 012104). IOP Publishing.
Ryu, H. S. (2018). What makes users willing or hesitant to use Fintech?: the moderating effect of user type. Industrial Management & Data Systems, 118(3), 541-569.
Safari, H., Behrooz, A., Bazargani, H., & Soleimani-Sarvestani, M. H. (2013). Proposing a framework for strategic positioning using an integrated method. World Applied Programming, 3(4), 150-163.
Sangwan, V., Prakash, P., & Singh, S. (2020). Financial technology: a review of extant literature. Studies in Economics and Finance, 37(1), 71-88.
Schueffel, P. (2016). Taming the beast: A scientific definition of Fintech. Journal of Innovation Management, 4(4), 32-54.
Senyo, P. K., & Osabutey, E. L. (2020). Unearthing antecedents to financial inclusion through Fintech innovations. Technovation, 98, 102155.
Serrano, W. (2018). Fintech model: The random neural network with genetic algorithm. Procedia Computer Science, 126, 537-546.
Sheng, T. (2021). The effect of Fintech on banks’ credit provision to SMEs: Evidence from China. Finance Research Letters, 39, 101558.
Shim, Y., & Shin, D. H. (2016). Analyzing China’s Fintech industry from the perspective of actor–network theory. Telecommunications Policy, 40(2-3), 168-181.
Soloviev, V. (2018, October). Fintech ecosystem in Russia. In 2018 Eleventh International Conference" Management of large-scale system development"(MLSD (pp. 1-5). IEEE.
Stewart, H., & Jürjens, J. (2018). Data security and consumer trust in Fintech innovation in Germany. Information & Computer Security, 26(1), 109-128.
Stoeckli, E., Dremel, C., & Uebernickel, F. (2018). Exploring characteristics and transformational capabilities of InsurTech innovations to understand insurance value creation in a digital world. Electronic markets, 28, 287-305.
Suryono, R. R., Budi, I., & Purwandari, B. (2020). Challenges and trends of financial technology (Fintech): a systematic literature review. Information, 11(12), 590.
Tao, R., Su, C. W., Naqvi, B., & Rizvi, S. K. A. (2022). Can Fintech development pave the way for a transition towards low-carbon economy: A global perspective. Technological Forecasting and Social Change, 174, 121278.
Thakor, A. V. (2020). Fintech and banking: What do we know?. Journal of financial intermediation, 41, 100833.
Ting, H., Yacob, Y., Liew, L., & Lau, W. M. (2016). Intention to use mobile payment system: A case of developing market by ethnicity. Procedia-Social and Behavioral Sciences, 224, 368-375.
Tsai, C. H., & Kuan-Jung, P. (2017). The Fintech revolution and financial regulation: The case of online supply-chain financing. Asian Journal of Law and Society, 4(1), 109-132.
Wang, Q., Gu, L., Xue, M., Xu, L., Niu, W., Dou, L., ... & Xie, T. (2018, October). FACTS: Automated black-box testing of Fintech systems. In Proceedings of the 2018 26th ACM Joint Meeting on European Software Engineering Conference and Symposium on the Foundations of Software Engineering (pp. 839-844).
Wiradinata, T. (2018, October). Mobile payment services adoption: The role of perceived technology risk. In 2018 International Conference on Orange Technologies (ICOT) (pp. 1-5). IEEE.
Wonglimpiyarat, J. (2017). Fintech banking industry: a systemic approach. Foresight, 19(6), 590-603.
Xiang, D., Zhang, Y., & Worthington, A. C. (2018, March). Determinants of the use of Fintech finance among Chinese small and medium-sized enterprises. In 2018 IEEE international symposium on innovation and entrepreneurship (TEMS-ISIE) (pp. 1-10). IEEE.
